OFX to QBO Converter
Convert OFX bank files to QBO format for QuickBooks Online. Free, instant, 100% in your browser.
Drop your OFX file here
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How to convert OFX to QBO
Download your OFX file
Log in to your bank and download your transaction history as OFX or Money format.
Upload OFX
Drop the file into the converter — transactions are parsed automatically.
Import QBO
In QuickBooks Online: Banking > Upload transactions > select your QBO file.
OFX, QFX, and QBO: what's the difference?
OFX (Open Financial Exchange) is an open industry standard for financial data. It was developed jointly by Microsoft, Intuit, and CheckFree in 1997 and is supported by thousands of financial institutions worldwide.
QFX is Quicken's branded version of OFX — functionally identical but marked for Quicken software. QBO is QuickBooks Online's branded version, also based on OFX but required for QuickBooks imports. Banks often offer QFX for personal finance users and OFX for business banking.
This converter accepts standard OFX files and rewrites them as clean QBO files that QuickBooks Online accepts without errors.
Frequently asked questions
What is an OFX file?
OFX (Open Financial Exchange) is an open standard for financial data exchange. Banks and financial institutions use it to export transaction histories. OFX files contain structured transaction data including dates, amounts, descriptions, and unique transaction IDs.
What's the difference between OFX and QBO?
QBO is Intuit's proprietary variant of the OFX standard, used specifically by QuickBooks Online. Both use the same underlying SGML structure, but QuickBooks requires QBO-branded files. This converter repackages your OFX data into the QBO format QuickBooks expects.
What's the difference between OFX and QFX?
QFX is Quicken's branded variant of OFX, while QBO is QuickBooks Online's variant. All three are based on the same OFX standard. If your bank offers QFX but you need QBO, use our QFX to QBO converter instead.
Which banks export OFX files?
Most major banks support OFX exports: Wells Fargo, Citibank, US Bank, TD Bank, and many credit unions. Look for 'OFX', 'Money', or 'Microsoft Money' in your bank's download options — these are usually the same OFX format.
How do I import the converted QBO into QuickBooks Online?
In QuickBooks Online: Banking > Transactions > Upload transactions. Select the converted QBO file, choose your bank account, and review imported transactions before confirming.
Is my data safe?
Your data never leaves your browser. The conversion runs entirely in JavaScript on your device — nothing is uploaded to a server.